Not all money is the same. Similar applies to the providers of such monies. Whether it be mortgage companies, banks, insurance agents, investment funds or independent brokers, they all offer similar products but at wide ranging cost. For instance, did you know that the difference between one High Street lender’s best fixed rate and another’s can be more than a full percentage point (meaning around £1100 a year on the average loan!) or that life insurance for a 30 year old male non-smoker is priced 67% higher with one well known company than another?

Whether borrowing, investing or insuring the only way to ensure that your money is best spent and that you get genuine value is to use an Independent Financial Adviser. Not all mortgage brokers and financial advisers are IFAs, in fact most aren’t. Ask yours if they are and if not, contact one of ours. Quirk Deakin have FIVE IFAs working with them, one based in each branch and all of whom will help you by exploring the entire portfolio of products available.

For more information about mortgages please email us: mortgages@quirkdeakin.com.